So after examining all of my first-bike options from older, used Ninja 250's, all the way up to newer 650's, I finally decided to put money down on the 2012 Black CBR250R my local dealer had. Last black one he had and decided I better do it now before someone else buys it, then I'd end up having to pay shipping and extra costs to order a '13.
I won't actually be putting in the credit application until I'm ready to take the bike out (march or april), but put my trade-in down on contract and my down payment as well. Luckily, I'm doing my winter storage at this shop, so the trade-in part will be super smooth. This makes it so I have dibs on the bike and he will not sell it out from under me. Will be my 2nd loan with his bank, so it's a guarantee. Probably even get a lower interest rate since I'm waaay ahead on payments on my current ride (Genuine Blur SS220i scooter).
Anyway, you guys will be seeing alot more of me come spring around here.