I pay $550 a year on the 250. I got the best package though so, not sure if that is high or not. I noticed something odd though..when I checked on replacing my current 250 with the Ninja 300 a few weeks ago, the quote was $1012.00 a year..WTF! But when I acted like a new buyer, in other words like I never had a policy with Progressive in the first place, it was $748 a year...what the hell is wrong with that picture?
And I am 38 with a clean record since 1998.
It's not about how much power you have, it's about how much you can actually use.
£300 a year third party fire and theft on a CBR125R :/ Which is ridiculous tbh as thats more than my car costs... But thats the joy of riding on a Learners permit (despite being nearly 30yrs old lol)
By comparison i got a qoute for a Ninja 650 for after I take the DAS next month and its £180 a year third party, or just under £300 fully comp. Go figure.
i'm paying 1030 fully comp on the 250r. 30 year old 2 years no claims but it's london prices. 250r is classed as super sports so gets hit with stupid premiums. my cbf 600 and 750cc honda shadow were both cheaper to insure.
getting jealous of the american prices
For my 2011 cbr250r I paid $189 for full coverage for the entire year with Progressive here in TN. I was 26 and it was my first bike. I was taken back by how extremely dirt cheap it was. After a year with a motorcycle license and still a clean record, I have a 2012 cbr600rr and my rate is almost 10 times more now at $1,300 a year.
1300 is a good deal. I pay 199 per year for the 250, I checked the 600s and it jumps to 2.5k to 3k per year same insurance co.
I pay 303 full coverage from TD insurance. I'm 27,first street bike of my own and have my m2 license. This was the big selling point on this bike was the super low quote.
The great thing with TD is that the bike is insured all year but I only pay during the riding months
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