CBR Misfortune...

[TrueFaith]

They'll total it. I had far less damage when I dumped a brand-new Ninja 250R and the guy told me before he even added up the parts that it was totalled. Any 250 is so cheap to begin with it really doesn't take much damage to add up to a total.

[CBR250R ABS]

Because of the misfortunate experiences of the OP and Pete Falcone, I have decided to invest in heavy anti-theft artillery. My 250 is insured against theft, but I have over $5,000.00 invested in mods (suspension, brakes, full exhaust) and internal engine modifications with dyno tuning. I would never recover my investment or time from insurance in a theft situation. So I put more money into the best anti-theft system I could find.
Abus Granit Extreme Plus 59 Chain Lock Review at RevZilla.com - YouTube

[NSU]

Originally Posted by CBR250R ABS

Because of the misfortunate experiences of the OP and Pete Falcone, I have decided to invest in heavy anti-theft artillery. My 250 is insured against theft, but I have over $5,000.00 invested in mods (suspension, brakes, full exhaust) and internal engine modifications with dyno tuning. I would never recover my investment or time from insurance in a theft situation. So I put more money into the best anti-theft system I could find.
Abus Granit Extreme Plus 59 Chain Lock Review at RevZilla.com - YouTube

Usually you can get the price of accessories added to your policy.

[olhogrider]

I am sorry for your loss. If they total it, you can tell them you want to buy it from them. The parts are cheap if bought online. If there is no frame or engine damage fix the cosmetics, get a salvage title and a new paint job and still be $$ ahead.

Some people are not very tactful, but the idea that it is just a machine should help you get over it. Machines, like all material possessions can be fixed or replaced. Kind of a zen thing. I hope it all works out for you.