Join Date: Jan 2012
Location: Piedmont, NC
Thanked 490 Times in 380 Posts
They write off the bike for superficial damage from a tip over? o_O
What I do in that situation is I let the insurance pay me for the bike's value, then buy back the "totalled" bike from them at a discounted rate. Everybody wins, except your bike which will have a salvage title at that point.
It's unfortunate, but if someone does something that scratches my car or bike and I know it's just superficial or I can fix it cheaply, I don't even go through insurance. I just fix it myself because everything I have is at least 8 years old, and if a bird craps on any one of them, the insurance is looking for an excuse to write it off.
Sorry about the bike, but glad you had video evidence for justice.
Tis better to be thought a fool and remain silent, than to open one's mouth and remove all doubt.