Knocked over while parked - Honda CBR250R Forum : Honda CBR 250 Forums
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post #1 of 14 Old 07-02-2019, 10:10 PM Thread Starter
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Knocked over while parked

While I was at a doctor's appointment today, somebody knocked my bike over in the parking lot. It was in 1st gear with a disc lock on the front.

I'm pretty sure they hit the bike with a car in order to knock it over like that, and there is some superficial damage to the exhaust cover and peg. I didn't spot any obvious more serious damage, but I don't think I'm really qualified to say for sure. Any suggestions on things I should check to make sure there isn't any damage I didn't spot?

As an aside, the business the bike was in front of got the license plate, and the whole thing is on security camera. I will be taking it to the police. I have absolutely zero tolerance for people who damage parked vehicles and don't leave their information.

Every bike is a good bike. The question is whether or not it's the best bike for what you want to do.

The Little Sport Tourer That Could - 2011 CBR250R with touring windscreen, Saddlemen seat, tank cover, frame sliders, mirror extenders, taller gearing via sprockets to fix speedo and reduce vibration at highway speed. Written off due to act of moron.
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post #2 of 14 Old 07-03-2019, 12:05 PM
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Sorry to hear that.
The guy sure wasn't very smart to knock the bike over in front of a shop and hoping to get away with it.

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post #3 of 14 Old 07-11-2019, 09:48 AM
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Im really sorry to hear that this happened to your bike. What I learned the hard way is I have to be really careful about how close I park my bike to the lines because the car drivers are such idiots. Often times I will park on the sidewalk or some space off to the side, I rarely park in the normal parking stalls.

There are even vandals that will tip over your bike. I am very careful when around drunks because they are the main ones that do that stuff.
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post #4 of 14 Old 08-16-2019, 12:56 AM Thread Starter
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After a month of the insurance company and appraiser screwing around, they finally agreed on an estimate.

Bad news: They've decided to write the bike off.

Good news: They're valuing the bike at 75% what I paid for it back in 2014. I've also got partial coverage on my after market stuff.

So I'm probably going to stop riding for a year while I'm an impoverished student, and get a bigger bike. The NC700S is really intriguing.

Every bike is a good bike. The question is whether or not it's the best bike for what you want to do.

The Little Sport Tourer That Could - 2011 CBR250R with touring windscreen, Saddlemen seat, tank cover, frame sliders, mirror extenders, taller gearing via sprockets to fix speedo and reduce vibration at highway speed. Written off due to act of moron.
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post #5 of 14 Old 08-16-2019, 06:49 AM
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They write off the bike for superficial damage from a tip over? o_O

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post #6 of 14 Old 08-16-2019, 07:54 AM
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Quote:
Originally Posted by Schroeder View Post
They write off the bike for superficial damage from a tip over? o_O

If it's true then its indeed lucky to be in this situation

"Whatever it is, it's better in the wind"

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post #7 of 14 Old 08-16-2019, 12:50 PM
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Originally Posted by Schroeder View Post
They write off the bike for superficial damage from a tip over? o_O
What I do in that situation is I let the insurance pay me for the bike's value, then buy back the "totalled" bike from them at a discounted rate. Everybody wins, except your bike which will have a salvage title at that point.

It's unfortunate, but if someone does something that scratches my car or bike and I know it's just superficial or I can fix it cheaply, I don't even go through insurance. I just fix it myself because everything I have is at least 8 years old, and if a bird craps on any one of them, the insurance is looking for an excuse to write it off.

Sorry about the bike, but glad you had video evidence for justice.
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post #8 of 14 Old 08-16-2019, 09:58 PM
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Since the person who hit your motorcycle ran away, is it treated as a hit and run? I hope it is.

I've had a similar experience of being hit in a parking lot. I located my bike dead center in my spot, but a car next to me still managed to hit it and tip it over. Fortunately, the person who hit the bike did not run away. In fact, the person started to look for the owner of the bike within the coffee shop where I was at.

The bike that was damaged wasn't the CBR250R, so the value of the bike was actually quite a bit higher. Still, insurance decided to total the bike without even stopping by the shop to inspect it. I decided to buy back the bike from the insurance company. The amount they asked for the bike was reasonable.

Not sure how registering a salvage title in your neck of the woods works, but here in California, it was quite a bit of pain. I've had to get a DMV inspection, a third-party inspection, and countless trips to the DMV office which was the worst part, taking hours at a time.
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post #9 of 14 Old 08-20-2019, 10:08 PM Thread Starter
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I'm waiting to see what options the insurance company gives me. If I can get a partial payout and keep the bike, so much the better, but it really depends on what the new estimate included. The initial estimate they rejected was less than what they're saying they'll now pay out, so I wonder if they found something else wrong and nobody told me.

That's been the theme of this entire debacle. Getting anybody to tell me what is going on is like pulling teeth.

Every bike is a good bike. The question is whether or not it's the best bike for what you want to do.

The Little Sport Tourer That Could - 2011 CBR250R with touring windscreen, Saddlemen seat, tank cover, frame sliders, mirror extenders, taller gearing via sprockets to fix speedo and reduce vibration at highway speed. Written off due to act of moron.
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post #10 of 14 Old 08-22-2019, 03:51 PM Thread Starter
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Further update:

I paid $3750 Cdn for the bike five years ago. The insurance company is valuing the bike at $2650 Cdn, and giving me another $940 for after market stuff.

A local dealer has a 2017 CB500FA with a carbon fibre muffler, adjustable levers, and a shortened fender for $4800. If it goes missing before I get the finances sorted out, brand new R3s are available in my area for about the same price after fees and taxes and other such nonsense.

So the lady who started all this is essentially subsidizing me getting a bigger bike, which I've been humming and hawing about for the past three years anyway. I'm frankly amazed at how well this is all turning out.

Every bike is a good bike. The question is whether or not it's the best bike for what you want to do.

The Little Sport Tourer That Could - 2011 CBR250R with touring windscreen, Saddlemen seat, tank cover, frame sliders, mirror extenders, taller gearing via sprockets to fix speedo and reduce vibration at highway speed. Written off due to act of moron.
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