Aussie Insurance.

1691 Views 7 Replies 6 Participants Last post by thirdechelon, Oct 8, 2011

Aufitt

Discussion Starter · Oct 7, 2011

Anyone got any preferences?

Swann seems to be way better on many things and the price is way under the others that ive researched.

Maxirider Comprehensive insurance
cbr250r (ABS) MY11
Locking device
Locked garage
45 yo rider (no other riders nominated)
full licence holder 5 yrs or more
0 accidents/claims 5 yrs or more

$6390 agreed value

Covers vehicles accidentally damaged, stolen or burnt anywhere in Australia
Cover against claims for damages caused to someone else’s property of up to $20 million including legal costs and expenses
Agreed value cover
Provides new motorcycle replacement for bikes less than 24 months old
Covers emergency costs – up to $500
Faultless no claim bonus
Personal items – up to $500 (some items excluded)
Additional items – up to $3,000 (damage to protective safety clothing)
Trailer – up to $1,000
Hire Car following theft – 15 days max. $100 per day
Keys and locks – up to $2,000
Towing and clean up costs

$222.32 annual or $18.53 monthly

<><>

What companies are you guys using on yours?

Seems so good and cheap.. not sure of the excess at this stage.

See less See more

Save

1 - 8 of 8 Posts

Bob

· #2 · Oct 7, 2011

you son of a bitch...

I pay $1400 annual with a $2000 excess if I need to claim..
(NRMA NSW)
20y/o with recently suspended licence.

insurance is almost not worth having at all in my circumstances.

that was the best choice I had.
all the other companies were offering $2500 annual + 1000 excess for me.

for a $6000 bike - they fuckin stupid I tells ya

See less See more

Save

mazingerz

· #3 · Oct 8, 2011

That's pretty good. Wanted to go with Swann too but the quote I got was over $400, so I went with SGIO instead at $260/annum. Cover not as good though, like no protective clothing cover. Same abs model btw bought this July, locked garage, no accidents, etc. Agreed value at base price only, 35 yrs old. Age I guess is the main determining factor for how expensive one's premium gets...

Save

Macca

· #4 · Oct 8, 2011

I grabbed insurance with Honda when I bought the bike, Subwritten by Swan

$456 a year, free pay by the month.

$5990 insured value
27yo
Full rating 1 no at fault claims
2500 post code
Learner rider

$600 total excess inc new rider excess

I bolted on $500 helmet cover and also comes with a standard $2000 gear cover.

Only down side is to bump up my agreed value I need a new policy

But for a new rider in a higher risk area the excess and quote are one of the cheapest. Insure my ride was $10 cheaper, but the excess was going to be $2000.

Also can have un listed riders and 100% usage cover

See less See more

Save

Gasman

· #5 · Oct 8, 2011

I got similar deal as AUfitt, but $400 for my wife who is 32 and on her learner liscence..
Organized through Honda on pick up.. $400 excess..

Save

Aufitt

Discussion Starter · #6 · Oct 8, 2011

Ok I can tell from this, insurance has gone down heaps in the decade or so since I had Insurance.. I didnt even Insure bikes 3x this price as they were $1-2000 even being a 20 yrs licence holder back then and in my 30's. with no claims, all the bikes Ive written off were just out of insurance ...D'oh lol.

But.. loss of licence, claims, less than 5yrs full licence holder etc all hit hard.
And Age seems to be the biggest factor of all.

I wasnt even goin to bother insuring this lil cbr but at $18 per month may as well.
Insurance IS bettin ya gonna have an accident right!?

If anyone want to play with instant online quotes~
https://www.swanninsurance.com.au/motorcycle/quotes/

I want to do the the old RZ500 too but as its approaching 30 yrs old will have to go to Shannons , Redbook Value is about 10% of what I could get for it.. not it will be sold in this lifetime thats for sure.

Save

Aufitt

Discussion Starter · #7 · Oct 8, 2011

Bob said:
you son of a bitch...

I pay $1400 annual with a $2000 excess if I need to claim..
(NRMA NSW)
20y/o with recently suspended licence.

insurance is almost not worth having at all in my circumstances.

that was the best choice I had.
all the other companies were offering $2500 annual + 1000 excess for me.

for a $6000 bike - they fuckin stupid I tells ya

Haha Bob.. try Swann in the link I provided, interested to see what you get?

Save

thirdechelon

· #8 · Oct 8, 2011

I'm with QBE, $1500 for a year, $1000 excess ,24yo and Learner License. I paid $1300 cause my brother got me a staff discount, very handy.

Save

1 - 8 of 8 Posts

This is an older thread, you may not receive a response, and could be reviving an old thread. Please consider creating a new thread.

Top Contributors this Month