Yeah the black does show dried water and road dust but you don't really notice it from a few feet away. I wish I had a sweet spray brush because the black would look awesome with a few colored accents. I saw one on youtube with a slip-on exhaust that had really cool orange/red accents. I do worry about being seen at night, which is why I was looking into getting LED stuff, however I've heard they aren't always street legal.
Riding in Florida is pretty awesome - Yeah there are a lot of old people, but there are so many motorcycles out there it seems like people are more aware. That being said, I've already got caught in a downpour out of nowhere, and that is going to be going on ALL summer. You can practically set your watch everyday to the rain.