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I got a quote from progressive for $120 full coverage (27 y/o m)... with $100 deductible! I don't think the PIP is very high, but I have pretty good health insurance.
 

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Its funny I have flip flopped on whether to get the 250 or an 06 CBR600RR from a friend for the same price. I live in VA and every single insurance co. I got quotes from was CHEAPER on the 600. Tell me that makes sense!
 

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Discussion Starter #4
i have to give them a call and compare,riders price was for the top of the line full,comp,collision,harm,hospital stay--god forbid---she said it was for full full coverage,and not just for the bike.i will research though
 

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Make sure they KNOW what the CBR250 is. When I called Geico they didn't have the CBR250 in their systems so they had to "create" a bike and it ended up being WAY more than it should have. Call progressive, they were way cheaper than any other place for me.
 

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small displacement = lower insurance! Just like a 4 door car is less than a 2 door car =D
 

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Make sure they KNOW what the CBR250 is. When I called Geico they didn't have the CBR250 in their systems so they had to "create" a bike and it ended up being WAY more than it should have. Call progressive, they were way cheaper than any other place for me.

I second that, Progressive is the cheapest I found. Now if I just had the bike in my possession to be insured.....
 

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Yeah I have Allstate and they didnt have the CBR250R in their system. My agent kept quoting me for the 250 dirtbike. I said "no, its a CBR250R." Amen to Progressive, they are by FAR the cheapest that I have found as well
 

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I paid $160 for 12 months with AmFam. $500 deductable, 5K medical & MN minimums otherwise. I've also got my auto, home & 1M umbrella w/ them.
I'm 43, male and single with a pretty clean driving record. Totaling my '03 Shadow Spirit 750 probably didn't help any but it didn't do much harm that I can tell.


 

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Discussion Starter #12
to chopperheadsnake-------i hear u,BUT,99% of the time its not the motorcyclist fault,unless hes acting like a idiot.the rider agent i talked to,told me there is some med coverage,that u r covered from your reg auto ,and a percentage from rider,i will check out the policy when i get it
 

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I got a quote with All State for $26,000 a year. Geico was $12,000. Both of these are unreal.. I don't get how these companies expect anyone to pay $1,000-$2000 a month for insurance.
Progressive got me for $1,400 a year, $113 a month.
 

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to chopperheadsnake-------i hear u,BUT,99% of the time its not the motorcyclist fault,unless hes acting like a idiot.the rider agent i talked to,told me there is some med coverage,that u r covered from your reg auto ,and a percentage from rider,i will check out the policy when i get it
It appears there has been a miscommunication. Rider Insurance Company does not provide first party medical coverage for the operator of the insured motorcycle; instead you will need to go through your personal health care provider. If you have been in an accident with an uninsured vehicle you would still need to utilize your health insurance provider for your medical expenses however, you do have coverage under the Uninsured Motorist (UM) coverage section of our policy up to the Bodily Injury UM limits on your policy for economic damages, such as out of pocket expenses and non-economic damages, such as pain and suffering. If you have additional questions or would like someone to explain this further, please contact our office at (800) 595-6393. Thank you.
 
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